Specials & Rates

 

Limited time offer. Rates, terms & conditions effective as of 11/14/2018. Rates, terms & conditions subject to credit approval. Property insurance required. Other restrictions may apply, see bank for details. Offer eligible for new loans; existing HELOC with a maturity/renewal date 9 months or less from application date; or an existing HELOC that increases its line of credit by at least 50%. Minimum line of credit $10,000. 1.99% fixed introductory rate in effect for the first 6 billing cycles. Thereafter, a variable rate based on The Wall Street Journal prime rate plus a margin, currently 5.25%. APR is based on a LTV of 80% or less, may be higher depending on certain credit factors. Max APR is 21%. $50 annual fee waived for automatic payments from a The Peoples State Bank deposit account. LTV is based on The Peoples State Bank approved valuation method. Closing costs may apply if an appraisal and/or title insurance required. Balloon payment may be required to pay this loan in full. Minimum monthly payment equal to the interest that accrued on the outstanding balance during the preceding billing cycle. Balances less than $25 must be paid in full. If the line is closed within 3 years the prepayment penalty fee is the lesser of 2% of principal balance or $350.

 

 

Mortgage RatesIcon For: Mortgage Rates

30 Year Fixed
Rate
4.750
APR
4.843
Points
0
15 Year Fixed
Rate
4.250
APR
4.409
Points
0
Rate
APR
Points
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Please call 812-323-3221 for rates and products not displayed. Current posted rates are in effect as of 12/17/2018 8:04 AM Eastern Time.
Rates are subject to change without notice.
A 30 Year Fixed Rate Mortgage at the current published rate will result in 360 monthly payments of $5.22 per $1,000 borrowed.
A 15 Year Fixed Rate Mortgage at the current published rate will result in 180 monthly payments of $7.52 per $1,000 borrowed.