Personal Savings Accounts

We offer a savings product to meet your needs.

Whether you are looking for a way to start saving, are looking for an affordable option to provide you with a little overdraft assurance, or you are a serious saver, we have a variety of savings products that can help you manage your money.

 

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Peoples Regular Savings

While perfect for a child’s first bank account, this saving account is also ideal for anyone who likes a low minimum balance and a good interest rate.

  • Minimum opening deposit of $25.00.
  • There is a minimum balance fee of $1.00 per month if the balance falls below $100.00(unless the account holder is under 19 or over 62 years of age).
  • Withdrawal fee of $.25 per withdrawal in excess of 3 per month.
  • Free Online Banking.
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Peoples Prestige Savings Account

If you carry a larger balance in your savings account and want to earn additional interest, this account may be right for you. You are limited to six withdrawals a month.
Key Features

  • No charge if minimum balance is $300.00 or more.
  • If the minimum balance drops below $300.00, the service charge will be $3.00 per month.
  • Limited to Six withdrawals per month.
  • Additional withdrawals are subject to a $2.00 charge for each withdrawal in excess of six.
  • The minimum opening balance is $50.00.
  • There is no minimum balance to earn interest.
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Peoples Index Money Market Savings Account

Our highest paying non-time-deposit account.

  • Minimum balance of $15,000.00.
  • If balance drops below $15,000.00 during the month, there is a $10.00 fee, and interest for the period reverts to the basic savings account rate.
  • Unlimited deposits.
  • One withdrawal per month allowed. $3.00 charge for each withdrawal after the first one.
  • Interest will be calculated at .75% below the Fed Funds
  • The interest rate may change monthly.
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Lost/Stolen Debit or Credit Card  

Mortgage RatesIcon For: Mortgage Rates

30 Year Fixed
Rate
4.125%
APR
4.1759
Points
0
15 Year Fixed
Rate
3.375%
APR
3.4634
Points
0
Apply Now!

Please call 812-323-3221 for rates and products not displayed. Current posted rates are in effect as of 2/22/2017 8:23 AM Eastern Time.
Rates are subject to change without notice.
A 30 Year Fixed Rate Mortgage at the current published rate will result in 360 monthly payments of $4.85 per $1,000 borrowed.
A 15 Year Fixed Rate Mortgage at the current published rate will result in 180 monthly payments of $7.09 per $1,000 borrowed.