Personal Savings Accounts
We offer a savings product to meet your needs.
Whether you are looking for a way to start saving, are looking for an affordable option to provide you with a little overdraft assurance, or you are a serious saver, we have a variety of savings products that can help you manage your money.
Peoples Regular Savings
While perfect for a child’s first bank account, this saving account is also ideal for anyone who likes a low minimum balance and a good interest rate.
- Minimum opening deposit of $25.00.
- There is a minimum balance fee of $1.00 per month if the balance falls below $100.00(unless the account holder is under 19 or over 62 years of age).
- Withdrawal fee of $.25 per withdrawal in excess of 3 per month.
- Free Online Banking.
Peoples Prestige Savings Account
If you carry a larger balance in your savings account and want to earn additional interest, this account may be right for you. You are limited to six withdrawals a month.
- No charge if minimum balance is $300.00 or more.
- If the minimum balance drops below $300.00, the service charge will be $3.00 per month.
- Limited to Six withdrawals per month.
- Additional withdrawals are subject to a $2.00 charge for each withdrawal in excess of six.
- The minimum opening balance is $50.00.
- There is no minimum balance to earn interest.
Peoples Index Money Market Savings Account
Our highest paying non-time-deposit account.
- Minimum balance of $15,000.00.
- If balance drops below $15,000.00 during the month, there is a $10.00 fee, and interest for the period reverts to the basic savings account rate.
- Unlimited deposits.
- One withdrawal per month allowed. $3.00 charge for each withdrawal after the first one.
- Interest will be calculated at .75% below the Fed Funds
- The interest rate may change monthly.