Commercial & Small Business Loans



Commercial Loans

At The Peoples State Bank, our Commercial Loan Officers have over 100 years of combined experience to help you with your loan needs and business financial solutions.  The bank offers financing for:

  • Commercial Real Estate
  • Construction Loans
  • Equipment Financing
  • Operating Lines of Credit
  • SBA Loans
  • Letters of Credit
  • Participation Loans
  • Tax-Exempt Financing
  • Other Term Loans

In order to expedite the loan process, please download and complete our application.  In addition, remember to bring your last three years of personal and business tax returns, a year-to-date balance sheet and income statement, current personal financial statement and a schedule of your current business debt.

All loan decisions are made locally.

Small Business Loans

The Peoples State Bank realizes that small businesses are the backbone of our economy. That is why we offer a variety of loans to meet the needs of small businesses. We offer short-term lines of credit to help with working capital or financing seasonal inventory. Long-term loans are available to finance equipment, other fixed assets, or real estate.

Our loan officers are ready to serve you. Interest rates and terms vary depending on several factors such as the financial strength of the borrower, the term of the loan, the size of the loan, and the type of collateral for the loan. Contact them to make an appointment to discuss your business and your financing needs. In order to provide you with faster service, we ask that you bring with you a current personal financial statement, the last three years of personal and business tax returns, schedule of current business debt and a year-to-date balance sheet and income statement on your business when you meet with one of loan officers.


Download a Form

Commercial Loan Application

Personal Financial Statement



Contact Us

E-mail is not necessarily secure against interception. You can call us directly at 812-876-2228 during 9-5, or use our Secure Contact Form instead.