Privacy Statement

The Peoples State Bank
PO Box 128
Ellettsville, IN 47429

We can be reached via e-mail at: psb@psbanywhere.com or you can reach us by telephone at (812) 876-2228.

The Peoples State Bank is committed to ensuring the privacy of your personal information. We will not collect personal, identifying information without your willing and knowing consent to provide us with this information. When you visit our website, we may collect some standard, non-identifying information from your connection, including:

• The name of the domain from which you access the Internet.
• The Internet address of the web site from which you linked directly to our site, if any.
• The type of web browsing software and operating system you are using to view our site.
• The date and time you access our site.
• The pages you visit on our site.
• The amount of time spent on the site.

This information allows us to gain a better understanding of the services that our customers find useful and most valuable on our Web site. This information is only used internally within our institution and is strictly for the improvement of our services to you; we will not sell or distribute this information to a third party. We treat as confidential the nonpublic personal information of our present and former customers, and we adhere to the privacy and security requirements of the Gramm-Leach-Bliley Act, 15 U.S.C. § 6801 et seq. and corresponding regulations (the “GLB Act”). In addition, as provided in the GLB Act, nonpublic personal information will not be disclosed to other third parties except pursuant to customers’ consent or direction or as otherwise expressly permitted by the GLB Act.

In addition to the above, you may decide to send us identifying information when you use our Internet Banking site, fill out an online form or application, or send us email. This will only be done when you knowingly and voluntarily send us this information. When using our Internet Banking site, the collection of personal information online is designed to protect access to your personal accounts and to assist the bank in providing you with the products and services you want and need. All personal information collected and stored by the bank is used for specific business purposes: to protect and administer your personal accounts and transactions; to comply with state and federal banking regulations; and to help the bank better understand your financial needs in order to design or improve our products and services. We consider all of this information private and confidential and will not distribute this information, other than:

• Where you, the customer, requests or consents to disclosure.
• Where we are legally required to do so.
• Where we have agreed to provide information under contracts (e.g. credit bureau).
• Where it is necessary to provide information to complete a transaction authorized by you.

The mobile banking app may collect personal information from you or your financial institution, such as your first and last name, address, e-mail, User IDs, telephone number, and social security number when you create an account and use . This information could include your address or contacts (e.g. to make P2P (peer to peer) payments using Zelle or other payments functionality). We will collect the financial and transaction information necessary to provide you with the Services, including account numbers, payment card expiration date, payment card identification, verification numbers, and transaction and payment history.

From time to time, we may use customer information for new, unanticipated uses not previously disclosed in our privacy notice. If our information practices change at some time in the future we will contact you before we use your data for these new purposes to notify you of the policy change and to provide you with the ability to opt out of these new uses.

Customers may prevent their information from being used for purposes other than those for which it was originally collected by calling us at the number provided above, e-mailing us at the above address, writing us at the above address.

Upon request we provide site visitors with access to all information [including proprietary information] that we maintain about them, financial information that we maintain about them, communications that the customer/visitor has directed to our site (e.g., e-mails, customer inquiries), contact information (e.g., name, address, phone number) that we maintain about them. Customers can access this information by writing to us at the above address.

Customers can have this information corrected by sending us e-mail at the above address, calling us at the above telephone number, or writing to us at the above address.

With respect to security: We use industry-standard encryption technologies when transferring and receiving customer data exchanged with our site. We have appropriate security measures in place in our physical facilities to protect against the loss, misuse or alteration of information that we have collected from you at our site.

With respect to Ad Servers: We do not partner with or have special relationships with any ad server companies.

Also, please note that electronic mail is not necessarily secure. You should be very cautious when sending electronic mail containing sensitive, confidential information. As an alternative, you should give consideration to sending it by postal mail or by visiting one of our branches.

If you have any questions regarding The Peoples State Bank Privacy Statement, please or stop by and see us at one of our branches.

The Peoples State Bank reserves the right to change this policy at any time by posting a new privacy policy.