Mortgage Loans

 Let The Peoples State Bank get the best mortgage loan for you. 

When you decide to buy a home or refinance a mortgage, it’s a big step. You can trust us to find the loan program that’s best for you.

Click  the image below to redirect you to our Mortgage Home Page.



Buying a new home is a source of anxiety, frustration — and a huge sense of accomplishment. You didn’t pick the house that was best for someone else, you picked the one that’s right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. “Less paperwork and more personal attention” means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!

Tapping into your home equity is easier than ever before. You’ve been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. We’ll help with the best program to fit your goals.

Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you’re making a commitment in buying a new home, refinancing and mortgage or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anybody else!

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.


For mortgage servicing help and questions please email us at:

Note: To obtain The Peoples State Bank’s or one of its Mortgage Loan Originator’s Nationwide Mortgage Licensing System & Registry (NMLS) number you may do so by contacting our Human Resources Department at 812-876-2228 or email them at

Mortgage RatesIcon For: Mortgage Rates

30 Year Fixed
15 Year Fixed
Mortgage Loan Officers

Please call 812-323-3221 for rates and products not displayed. Current posted rates are in effect as of 10/27/2016 8:42:12 AM Eastern Time.
Rates are subject to change without notice.
A 30 Year Fixed Rate Mortgage at the current published rate will result in 360 monthly payments of $4.49 per $1,000 borrowed.
A 15 Year Fixed Rate Mortgage at the current published rate will result in 180 monthly payments of $6.79 per $1,000 borrowed.